What is the Medicare Safety Net?

Once your out-of-pocket medical expenses reach $2,615.50 in a calendar year, Medicare steps in to cover upto 80% of additional costs for Medicare-subsidised services (MBS)

This benefit happens automatically for individuals. Families need to register once to activate this coverage.

The Safety Net applies to all out-of hospital medical services listed on the Medicare Benefits Schedule, helping to make your ongoing care more affordable.

Key things to note:

  1. This is calculated by calendar year.

  2. The general threshold is $2,615.50 out-of-pocket expenses per calendar year (as of April 30, 2025)

  3. Individuals are automatically registered.

  4. Families need to register via this link - https://www.servicesaustralia.gov.au/how-to-manage-your-medicare-safety-net

This information has been updated as of 30 April 2025 from Services Australia. Please head to the Services Australia website for updated information.